Ok, so there’s been a lot of misinformation about proposals to reform the health insurance industry and provide (near) universal coverage. Understandable! It’s complicated stuff. Herewith, I’ll try to answer some questions

1) Is it true that all of the bills currently proposed would end the practice of "rescission," whereby health insurance providers refuse to treat customers who’ve paid their premiums simply because they’ve become ill?

No! That’s a common misunderstanding. Actually, all of the bills would ban incisions, that is, they would legally bar surgeons from performing surgery until a panel of twelve gay illegal immigrant government bureaucrats unanimously signed off on the procedure.

2) Is it true that health care reform would ban insurers from refusing to insure people because of pre-existing conditions?

Wrong again. To get rid of health inequality, the bills actually mandate that every American be given a pre-existing condition. A National Illness Commission, with academics appointed from Harvard, Reed College and Berkeley, will evaluate each citizen, and based on their demographic profile, choose their malady. Each disease or syndrome is scored on a scale of 1 to 10, with 10 being the most severe. White christian men will receive pre-existing conditions of 8 or higher. Black people, "wise latinas," and ACORN members will be exempted.

3) I heard the proposals currently under consideration provide seniors with option of free counseling sessions under Medicare, where they can discuss a living will and end-of-life care.

That’s a huge misconception. The bills require all senior citizens (who are non union members) be euthanized on their 70th birthday. Under section 278(c)ii all last rites will be performed by Jeremiah Wright using a Q’uran.

4) I’ve heard the bills being proposed would require insurers to provide preventative care, like mammograms, free of charge.

No, but all lactating mothers will be forced to breast-feed poor children.

5) Will the current bills plug the "donut hole" in the Medicare prescription drug benefit so seniors don’t have to pay exorbitant out of pocket expenses for their medication?

Absolutely not. The legislation will ban donuts.