Mehrsa Baradaran

Mehrsa Baradaran is the J. Alton Hosch Associate Professor of Law at the University of Georgia School of Law and author of How the Other Half Banks: Exclusion, Exploitation and the Threat to Democracy (Harvard University Press).

Postal Banking Worked—Let’s Bring It Back Postal Banking Worked—Let’s Bring It Back

Regulated, federally subsidized banks serve the wealthy and the middle class. A Wild West hodgepodge of unregulated lenders serves everybody else.